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Employment calculators

Estimated annual cash salary
Rs 2,160,000
Estimated annual salary tax · 2026-27
Rs 111,600
Estimated monthly take-home · 2026-27
Rs 170,700

Illustrative estimate only. Contracts, provincial labour law, contribution ceilings, tax treatment, and scheme rules can change the result. Confirm the inputs with your employer and the relevant authority.

What each tab calculates

  1. CTC to take-home subtracts the employer costs you enter from the package, then runs the remaining cash salary through the salaried schedule as annual income.
  2. Compare offers puts each offer through the schedule with its own bonus and shows both sides, so a larger headline figure can be judged after tax.
  3. Hourly / daily builds a monthly estimate from the rate, hours per day and days per week you enter. It is a scaled average, not a count of the working days in one named month.
  4. Overtime converts the monthly salary to an hourly figure using the contracted weekly hours, applies the multiplier and the hours entered, then shows the annual tax that addition brings.
  5. Gratuity / PF are products of your own inputs: monthly salary, completed years and months per year of service for gratuity, and salary, years and the two contribution percentages for the fund.
  6. EOBI opens empty. Bases and rates are fixed by the scheme's own notices, so the tab asks for the figures on your employer's current notice instead of prefiling a rate.

The arithmetic the tabs apply, in one pass

Annual CTCRs 2,400,000
Employer costs inside itRs 240,000
Cash salary the tax is run onRs 2,160,000
Estimated annual tax · 2026-27Rs 111,600
Monthly take-home on that estimateRs 170,700
Gratuity at Rs 100,000 a month, five years, one month per yearRs 500,000

Where these numbers stop

  • The gratuity figure is illustrative. Eligibility, ceilings and the tax treatment of the payment follow the applicable scheme, contract and provincial labour law.
  • None of these tabs knows whether you are permanent, contractual or daily-wage, which is exactly what changes overtime and gratuity rules.
  • The tax line is this site's single-schedule estimate, not a payroll calculation of your employer's books.
  • Provident fund and EOBI results are only as current as the rates and base you read from a notice.

Questions about these calculators

Why is the EOBI tab blank when the others have defaults?

A prefilled rate would present a scheme's figures as this site's own claim. The fields start empty so the base and the percentages come from the notice your employer currently applies.

Does gratuity lower my tax?

That depends on the exemption and treatment the law allows for that payment in the relevant year. This page's calculator does not treat a gratuity as deductible, so confirm the current rule with FBR or a qualified adviser before planning around it.

Is comparing CTC enough between two offers?

No. A package can include benefits that never reach your bank account. That is why the CTC tab asks for the employer costs separately before it estimates anything.

For estimation only. Verify with FBR or a tax professional.